Stop. Take a Breath.

You did the right thing by pausing. No legitimate person or organization will be upset if you take time to think.

Remember these three rules:

  1. 1No real bank, government agency, or family member will demand immediate payment.
  2. 2No legitimate organization will ask you to pay with gift cards.
  3. 3You can always hang up and call back using a number you look up yourself.